The Strategy
Transform your mortgage and transform your life
with The Smith Manoeuvre™
For over 40 years, the The Smith Manoeuvre™ has been helping Canadian homeowners convert their mortgage into a wealth-building tool, create tax advantages and build wealth for their futures without finding extra room in their monthly budget - and now, it's your turn.
Canadians have a problem
As the economy shifts and the future remains uncertain, Canadian homeowners are facing unprecedented financial pressure.
Inflation is eroding our purchasing power
Our tax burden now exceeds what we pay for food, clothing, and shelter combined
Pension security is no longer guaranteed
Retirement savings are falling behind
And at the end of the month, there is rarely anything left to invest
You need a solution that lets you...
Reduce your expensive tax burden
Invest in your future early and often
Eliminate costly mortgage debt sooner
It's as easy as 1, 2...
It's not about completely overhauling your life or increasing your income.
It's about intentional, strategic use of the tools you already have.
Step 1
Start with a readvanceable mortgage that lets you access your equity as you pay down your mortgage principal.
Step 2
Make your normal monthly payment, creating more available space on your Home Equity Line of Credit.
Step 3
Invest your newly available equity in qualifying assets.
Step 4
Deduct the interest on the money borrowed to invest.
Step 5
Apply tax refunds to mortgage as a prepayment, increasing available credit.
Step 6
Repeat.
Can you see the potential?
The Plain Jane Smith Manoeuvre™ can generate $300,000-$400,000 in additional net worth over a typical 25-year mortgage period—with no additional monthly cash flow required.
With the addition of one or more of the Smith Manoeuvre Accelerators, homeowners can potentially add up to or over $1 million to their net worth and eliminate their non-deductible mortgage in less than 10 years.
Sometimes, things that sound too good to be true really are that good.
But will it work for you?
The Smith Manoeuvre™ is designed for Canadian homeowners who:
