Financial freedom begins at home

The dream of becoming mortgage-free while building retirement savings seems further away than ever.

But for over 40 years, Canadians have been using this proven strategy to do both - turning their expensive mortgages into their greatest wealth-building tool and taking back control of their financial futures.

Now it's your turn.

Your grandpa's financial advice to "spend less and save more" just doesn't work like it used to. With rising costs and stagnant wages, more and more Canadians find there's simply nothing left at the end of the month for the future.

And, as homeowners, we are used to seeing our mortgage as an expensive, lifelong burden. But what if your mortgage could actually be the solution rather than the problem?


The Smith Manoeuvre™ turns conventional wisdom on its head by making your mortgage tax-deductible.

This proven debt conversion strategy helps you slash your tax bill, become mortgage-free years sooner, and invest for your future—all without requiring an extra dollar each month.

"My future is significantly brighter since I implemented The Smith Manoeuvre™. In addition to my new, free tax deduction refund cheques which I have received for two years now, it has allowed me to start building an investment portfolio that otherwise was going to have to wait until my mortgage was paid off. Sooner is better. Much better."

Elizabeth Nickson, MBA, National Post Columnist

"Where [my husband and I] were riddled with fear of investment in the past, we are now having a little fun with it while remaining in the “low to moderate risk” group. We’ve learned so much and come so far in the past year and a half and our financial situation improved so much that we want to spread the good word to everyone we know. ”

Anne-Maire Choquette

"Not only does The Smith Manoeuvre™ allow us to invest to grow our wealth without any strain on our budget, but it actually increases the amount of Child Tax Benefit that we receive, putting more money in our pockets each month and helping ease the financial burden of raising a family. This should be mandatory reading for all Canadians!”

Megan Evans, Victoria, BC